What is PCI DSS?

PCI DSS (Payment Card Industry Data Security Standard) is the global data security standard that any business of any size must adhere to in order to accept payments card (Visa, MasterCard, American Express, JCB, Discovery) and to store, process and / or transmit cardholder data. It presents common sense steps that mirror best security practices.

Why do you need PCI compliance?

Failure to comply with data security standards could be disastrous and have serious long-term negative consequences. Compromised data negatively affect consumers, merchants, and financial institutions. Just one incident can severely damage the reputation and ability of an organisation to conduct business effectively. Account data breaches can lead to catastrophic loss of sales, relationships and standing for a business in the market place, and depressed share price if the business is a public company, whilst negative consequences also include lawsuits, insurance claims, cancelled accounts, payment card issuer fines and many others.


How can Appletree Payment Services help me comply?

Appletree successfully achieved full audited compliance with the PCI DSS as a Level One Service Provider, demonstrating a clear commitment and effort to ensure data security amongst card payment processes, and to take clear steps to ensure all data is held, processed and transmitted securely. This achievement involved external audit of the way all management, storage and processing of payment card & customer data is carried out, and is the standard required of the world’s largest merchants and processors. This audit is an endorsement of Appletree’s security standards and allows it to process large volumes of transactions for any merchant. We don’t just want to keep our certification to ourselves: We are a Level One PCI DSS service provider for you, so you don’t have to worry. With our custom packaged service, your customer data and payments can be handled at the highest level of security with no risk of penalties to yourself.